Business Coverage Options
Every Texas business is different. Here are the core commercial insurance products we offer.
General Liability
Protects your business from third-party claims of bodily injury, property damage, and advertising injury.
Commercial Property
Covers your business building, equipment, inventory, and other physical assets.
Workers' Compensation
Required in Texas for most businesses. Covers employee injuries and lost wages on the job.
Commercial Auto
Covers vehicles used for business — company trucks, vans, fleets, and contractor vehicles.
Cyber Liability
Protects your business from data breaches, cyberattacks, and digital security failures.
Professional Liability
Also called E&O insurance — covers claims of negligence or mistakes in professional services.
Why Choose iQuantum Solutions?
We understand Texas business and help you get the right protection without overpaying.
Frequently Asked Questions
Common questions about commercial insurance in Texas.
Is business insurance required in Texas?
Workers' compensation is not technically required in Texas (unlike most states), but general liability and other coverage is often required by clients, landlords, and contracts. Most businesses need some form of commercial insurance.
How much does commercial insurance cost in Texas?
Small business general liability starts around $500–$1,500/year. Total commercial insurance costs vary widely based on your industry, revenue, number of employees, and coverage needs.
What is a BOP (Business Owner's Policy)?
A Business Owner's Policy bundles general liability and commercial property into one affordable package. It's ideal for small to mid-size businesses and typically costs less than buying policies separately.
Do I need commercial auto insurance for my work truck?
Yes — personal auto insurance does not cover vehicles used primarily for business purposes. If you use a vehicle for your business, you need commercial auto coverage.
Can I get same-day commercial insurance coverage?
In many cases, yes. We can often bind coverage and issue certificates of insurance the same day, which is especially helpful when a contract or job requires immediate proof of insurance.
Ready to Protect Your Texas Business?
Get your free commercial insurance quote today. Same-day certificates available.
Get My Free Business Quote →